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In the not too distant future (this calendar year) I am expecting that our bank will be able to process batch EFT payments using the New Payment Platform infrastructure and Pay-IDs. We would like to be able to use this as an option where a creditor or employee provides a Pay-ID instead of a BSB and Account number, or even if they provide both.
Some redundancies would need to be built in so if there was no Pay-ID then it would fall back to BSB/Account number.
I appreciate that the standard format of the Batch Pay-ID payment file (ABA equivalent) mightn't exist yet, but being able to collect Pay-IDs for creditors and employees sooner rather than later would be great.
Because of the increased security through the verification process when making payments using a Pay-ID, we would utilize Pay-ID where available.
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Alex Pullar
